{"id":741,"date":"2007-06-12T00:07:07","date_gmt":"2007-06-12T05:07:07","guid":{"rendered":"http:\/\/womantalk.wordpress.com\/2007\/06\/12\/money-talk-i\/"},"modified":"2007-06-12T00:07:07","modified_gmt":"2007-06-12T05:07:07","slug":"money-talk-i","status":"publish","type":"post","link":"http:\/\/www.womantalk.org\/?p=741","title":{"rendered":"Money Talk I"},"content":{"rendered":"<p><strong>In attendance:<\/strong>    six smart women age 39 and up<\/p>\n<p><strong>Served:<\/strong> Pesto with chicken, couscous, green salad with homemade dressing, chickpea salad, zucchini casserole, lentils with sausage, and straight-forward potato salad<\/p>\n<p><strong>Intended Topics:<\/strong><\/p>\n<ol>\n<li>Personal financial goals<\/li>\n<li>Group goals<\/li>\n<li>Credit Cards<\/li>\n<\/ol>\n<p><strong>Group parameters:<\/strong><\/p>\n<ul>\n<li>Confidentiality<\/li>\n<li>Regular monthly attendance<\/li>\n<li>The topic is chosen by the woman hosting the meal<\/li>\n<\/ul>\n<p><strong>Our Personal Financial Goals:<\/strong><\/p>\n<ul>\n<li>To retire without worrying.<\/li>\n<li>To retire reasonably comfortably.<\/li>\n<li>To be comfortable and understand financial jargon.<\/li>\n<li>To work 32 hours\/week instead of 40 hours\/week.<\/li>\n<li>To keep $10,000 in disposable savings for emergencies.<\/li>\n<li>To know what&#8217;s going on with my finances.<\/li>\n<li>To not piddle away money &#8211; get a grip on the big picture<\/li>\n<li>To be happy &#8211; find another job that can support me financially.<\/li>\n<li>To get out of credit card debt.<\/li>\n<li>To overcome emotional financial baggage.<\/li>\n<\/ul>\n<p><strong>My (Ultimate) Personal Financial Goals:<\/strong><\/p>\n<ul>\n<li>To save $1,000\/month for Bella&#8217;s college education<\/li>\n<li>To max out mine and Chad&#8217;s IRA ($1,000 each per month)<\/li>\n<li>To develop a budget and use it.<\/li>\n<li>To be connected to and aware of my financial situation.<\/li>\n<\/ul>\n<p>In reality, I think I will take my monthly paycheck and split it four ways each month: Bella&#8217;s college, my IRA, Chad&#8217;s IRA, and other expenses. I&#8217;d like to try and live on Chad&#8217;s income as much as possible every month. My personal goal for next month is to input one month&#8217;s worth of receipts into Quicken. Also, I am going to put the wedding money my parents gave us into a 7-month CD at World Savings at 5.4 %.<\/p>\n<p>Two things I do financially that are good: I pay my credit card bill in full every month and have $1,000 automatically deducted from my paycheck for retirement savings<\/p>\n<p>Two things I do financially that are worrisome:  I spend all the rest of the money in my checking account every month and I only have $2,000 set aside for Bella&#8217;s college so far (and it&#8217;s not invested).<\/p>\n<p><strong>Group Tasks for Next Meeting:<\/strong><\/p>\n<ul>\n<li>Research at least two credit cards.<\/li>\n<li>Read Steps 1-3 of Suze Orman&#8217;s <em>The Nine Steps to Financial Freedom<\/em>.<\/li>\n<\/ul>\n<p><strong>Group Goals:<\/strong><\/p>\n<ul>\n<li>To share financial information.<\/li>\n<li>To learn about financial stuff.<\/li>\n<li>To be motivated and supported in improving our personal financial situations.<\/li>\n<\/ul>\n<p><strong>Interesting financial things to check out:<\/strong><\/p>\n<ul>\n<li><strong>Maxed Out<\/strong> (a movie about national and personal debt)<\/li>\n<li>The Motley Fool at <a href=\"http:\/\/www.fool.com\/\" target=\"_blank\">fool.com<\/a><\/li>\n<li>Pacific Marine Credit Union (new, in Yucca Valley)<\/li>\n<\/ul>\n<p><strong>Next Meeting: <\/strong>   26 July 2007<\/p>\n<p>If you&#8217;re interested in joining us cybernetically, post your financial goal as a comment and get yourself a copy of the book!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In attendance: six smart women age 39 and up Served: Pesto with chicken, couscous, green salad with homemade dressing, chickpea salad, zucchini casserole, lentils with sausage, and straight-forward potato salad Intended Topics: Personal financial goals Group goals Credit Cards Group &hellip; <a href=\"http:\/\/www.womantalk.org\/?p=741\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":["post-741","post","type-post","status-publish","format-standard","hentry","category-money"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/posts\/741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=741"}],"version-history":[{"count":0,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/posts\/741\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=741"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}