{"id":803,"date":"2007-08-17T01:17:01","date_gmt":"2007-08-17T06:17:01","guid":{"rendered":"http:\/\/womantalk.wordpress.com\/2007\/08\/17\/more-on-credit-cards\/"},"modified":"2007-08-17T01:17:01","modified_gmt":"2007-08-17T06:17:01","slug":"more-on-credit-cards","status":"publish","type":"post","link":"http:\/\/www.womantalk.org\/?p=803","title":{"rendered":"More on Credit Cards"},"content":{"rendered":"

As I said in my notes<\/a> from the last Money Talk, the best part of meeting monthly is actually happening between each meeting; that is, each month, different women in the group are taking concrete steps towards managing their finances.<\/p>\n

I’m getting regular emails from other women in the group, like this one from Woman #3:<\/p>\n

“Something I’ve been meaning to share with y’all is this cool online banking place:<\/p>\n

www.ingdirect.com<\/p>\n

My mother told me about it last year. It pays 4.5% for a savings account of any balance, and has some other nice banking services available online. I have a fixed amount deducted from my checking account (into which my salary check is deposited) and deposited into the online savings account every month. It’s automatic (once it’s set up). Even a spendthrift like me can save regularly through this system.”<\/p>\n

It’s like getting money tips delivered to your mailbox – but already screened by people you trust.<\/p>\n

Me, for instance, I decided to ditch my Mastercard ($85\/year for American Airline miles) for a “TrueEarnings” American Express card<\/a> through Costco. The card is free with Costco membership, and earns cash back: 3% for eating out, 2% for traveling, 1% everywhere else. If you have a small business, the card also includes 5% cash back for gas.<\/p>\n

I also upgraded my Costco card to a an Executive Membership ($100 instead of the regular $50) because I could see that I had already spent enough at Costco this year to pay for the difference. You see, the Executive Membership earns 2% cash back also.<\/p>\n

Another freebie: Costco members get $25 costco card for having an initial consultation with an Ameriprise financial advisor.<\/p>\n

Small steps.<\/p>\n","protected":false},"excerpt":{"rendered":"

As I said in my notes from the last Money Talk, the best part of meeting monthly is actually happening between each meeting; that is, each month, different women in the group are taking concrete steps towards managing their finances. … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[78],"tags":[],"class_list":["post-803","post","type-post","status-publish","format-standard","hentry","category-money"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/posts\/803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=803"}],"version-history":[{"count":0,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=\/wp\/v2\/posts\/803\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=803"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.womantalk.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}